PRIVATE BANKING
Bridging the Gap Between [[Wealth Management and Banking]]
Fispoke gives independent advisors and RIAs a single platform to offer private banking and lending solutions, at zero platform cost. No custodian change. No new infrastructure. Just more value for your clients.
Upcoming Event
Schedule a Meeting
Meet Fispoke atFuture Proof 2026
Join us in Huntington Beach to explore how Fispoke helps advisors bring banking, lending, and cash solutions into one connected experience.
September 14–17
Four days of ideas, connections, and innovation.
Huntington Beach
Meet us on the California coast.
Meet Bob & Joe
Connect with Fispoke’s leadership team.
PROUD TO SERVE
Trusted by industry leaders
.svg)
Banking & Growth Solutions for Financial Advisors
Your White Glove [[Banking & Lending Desk.]]
Fispoke is a financial technology platform that works alongside financial advisors to connect their clients with banking and lending options from trusted financial institutions. Rather than being a bank itself, Fispoke brings these solutions together in one place and provides dedicated support to help navigate the process, while the financial advisor remains at the center of the financial relationship.
DEDICATED SERVICE
Your Team Behind Every Relationship
White-glove experience
A Service Model Built Around Advisors
Lending Desk
Diverse lending offerings
White-Labeled
Your firm's brand throughout every client interaction.
Build a Differentiated Practice
Offer your clients private banking and lending capabilities typically reserved for the largest firms, without adding operational complexity. Fispoke becomes an extension of your business, helping you deepen relationships, attract new clients, and deliver more value through every interaction.
What You Gain
- White-glove private banking and lending support
- High-yield savings, lending, and cash management solutions
- Branded marketing materials and client resources
- Dedicated specialists supporting you and your clients
Scale Without Building a Banking Department
As your firm grows, your clients expect more than investment management. Fispoke helps you expand your capabilities with banking and lending solutions backed by experienced professionals, allowing your team to grow efficiently while maintaining a personalized client experience.
Built for Growth
- Expand your service offering without increasing headcount
- Streamline client banking and lending workflows
- Strengthen client retention with integrated financial solutions
- Dedicated relationship management for advisors and clients
Enterprise Capabilities. Boutique Service.
Support every advisor across your firm with consistent access to private banking, lending, and cash management solutions. Fispoke delivers scalable infrastructure and concierge-level service that enhances your firm's client experience while reducing administrative burden.
Designed for Larger Teams
- Standardized banking and lending experience firm-wide
- Centralized servicing backed by dedicated specialists
- White-labeled advisor and client resources
- Flexible solutions for clients with complex financial needs
Get Started
Talk to our sales team and get to know the products we offer
Products
Cash Management
Help clients make the most of their cash with banking solutions that complement their investment strategy—all backed by dedicated, white-glove service.
- Competitive High-Yield Savings
- Advisor-branded banking experience
- Dedicated servicing team
Advisor Financing
Empower advisors to invest in the future of their firms with financing solutions built specifically for the wealth management industry. From acquisitions to succession planning, access capital with confidence.
- Practice Acquisitions
- Succession Planning
- Growth Capital
.svg)
Credit Cards
Strengthen your firm's brand with premium credit card solutions designed for advisors and their clients. Deliver everyday value while extending your firm's presence beyond the investment relationship.
- Advisor-Branded Cards
- Personal & Business Options
- Premium Rewards
Custom Credit
Some lending needs don't fit inside a traditional credit box. Our custom credit solutions are built for complex financial situations, providing flexible structures backed by experienced underwriting and relationship-driven service.
- Business Lending
- Commercial Real Estate
- Specialized Credit Solutions
Real Estate Lending
Support clients through every stage of homeownership with mortgage solutions designed for affluent borrowers. Whether purchasing, refinancing, or leveraging home equity, provide a seamless lending experience backed by dedicated specialists.
- Purchase Mortgages
- Refinancing
- Home Equity Loans & HELOCs
Securities-Backed Lending
Unlock liquidity without disrupting investment strategies. Clients can access capital using eligible portfolios as collateral while remaining invested and preserving long-term financial plans.
- Portfolio Line of Credit
- Flexible Access to Liquidity
- Competitive Lending Solutions
[["We offer private-bank products without hiring a private bank."]]
Bob Clare CEO & Founder
THE FISPOKE DIFFERENCE
Private Banking, [[Without Building a Private Bank.]]
Deliver institutional-quality banking and lending through one trusted partner. Fispoke combines white-glove service, modern technology, and dedicated specialists to help independent advisors strengthen client relationships and grow confidence.
INSIGHTS
The latest from [[Fispoke]]
Built for Trust
Security, compliance, [[and confidentiality]], built into every interaction.
From enterprise-grade security controls to banking-level protections, Fispoke is designed to safeguard advisor and client information while meeting the regulatory standards independent firms depend on.
SOC 2 type 2
Enterprise-level security
Independent third-party audit validates our security controls, data integrity, and operational transparency. Continuous monitoring and encryption protect all client data in transit and at rest.
FDIC insured
Banking grade protection
Partner-bank deposits are FDIC-insured up to applicable limits. Multi-factor authentication and role-based access secure every advisor and client login.
SEC / FINRA aligned
Data privacy
Zero data-sharing with third parties without explicit consent. All client information is encrypted and used solely for servicing.
Integration Partners
Strategic Integrations
.svg)
.svg)
.svg)
.svg)
.svg)
Team
Driven by [[expertise]]
Decades of combined experience from the world's leading private banks, wirehouses, and technology firms.
Get Started
Simplify wealth management [[and banking today.]]
Book a 30-minute walkthrough. We'll show you the full platform, pricing structure, and your onboarding timeline.
FAQ
Frequently Asked [[Questions]]
Can't find what you're looking for? Our team is here to walk you through the platform end to end.
Fispoke is a private banking and lending service desk built exclusively for independent financial advisors. We help firms offer banking, lending, and cash management solutions through a single, advisor-focused platform.
Fispoke is designed for independent RIAs, hybrid advisors, multi-advisor firms, family offices, and wealth management businesses looking to expand the services they provide to clients.
No. Fispoke exists to support independent advisors—not compete with them. We never manage client assets or replace advisor relationships.
Rather than navigating multiple banks and disconnected lending teams, advisors gain access to a unified platform, dedicated service desk, and multiple banking solutions through one relationship.
Yes. Many of our solutions are delivered under your firm's brand, allowing you to strengthen client relationships while maintaining a consistent experience.
Most firms can begin onboarding within a few weeks. Our team manages implementation and training to ensure a smooth rollout.
Simply request a demo. We'll learn about your firm, discuss your goals, and show how Fispoke can help you deliver a more complete private banking experience.
Open Positions
We’re looking for [[experts to scale]]
Operations
Advisor Success & Enablement Consultant
Remote
Full Time
Engineering
Full-Stack Engineer and IT Infrastructure Specialist
Remote
Full Time